At Gafney & Associates, we help individuals, landlords, and businesses in Durban and KwaZulu-Natal recover debts efficiently and professionally. Whether it’s an unpaid invoice, overdue rent, or a commercial debt, our team ensures your claim is properly managed and enforceable.
Debt recovery is often the first step in litigation in Durban, giving you a structured path to recover what you are owed.
Our Litigation team delivers clear, practical advice to resolve disputes quickly and effectively. We focus on protecting your interests and achieving the best outcome.
Attorney and Business Professional
Nigel Gafney is an experienced attorney with over 30 years in commercial litigation, property law, and conveyancing. He founded Gafney and Associates in 1998, building a respected practice. With international MBA training and finance experience, he combines legal expertise, business insight, and leadership across complex, high-value matters for diverse clients.
PA
She is a valued team member with nine years at Gafney and Associates, progressing from receptionist to a key operational role. Experienced in municipal and Master’s Office processes and debt collection, she is known for reliability, strong relationships, and efficient handling of administrative and client matters, ensuring smooth day-to-day operations.
We tailor solutions depending on your type of debt:



Many debts are successfully recovered before court action, saving time and costs.

1
Review your claim, contracts, and evidence

2
Draft Letters of Demand or prepare an Acknowledgment of Debt

3
Attempt settlement or structured repayment

4
If necessary, pursue litigation in Durban

5
Recover funds through formal court procedures if voluntary repayment fails
We provide litigation services across:
If your area isn’t listed, contact us on + 27315024949 — we assist clients throughout KwaZulu-Natal.
See what our clients have to say about their experience with our team. Their feedback reflects our commitment to professionalism, efficiency, and trusted legal support.
Posted on Google Conwill JenkinsTrustindex verifies that the original source of the review is Google. Good servicePosted on Google John NewmarchTrustindex verifies that the original source of the review is Google. Super people to deal with. I can recommend them. Very professional.Posted on Google Jayshree HiralalTrustindex verifies that the original source of the review is Google. Professional and well paced was my experience working with Kim Gafney and her team. On point and co-operative throughout the transfer process. Thank you for the support extended to me and my client.Posted on Google John LayTrustindex verifies that the original source of the review is Google. good service from Jolene over an Estate TransferPosted on Google Thoko GugusheTrustindex verifies that the original source of the review is Google. Professional and efficient.Posted on Google Shakti NatalieTrustindex verifies that the original source of the review is Google. I had my house transfer done with Gafney And Associates amazing service from them.
We understand you may have questions, so we’ve answered some of the most common ones below. If you need further assistance, please don’t hesitate to get in touch.
The timeframe depends on the debtor’s response and the complexity of the claim. Many debts are resolved at the pre-litigation stage.
Our debt recovery lawyers in Durban can assess your claim, advise on the best pre-litigation steps, and escalate to litigation in Durban if necessary.
Book your free 20-minute consultation to discuss your case.